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Bond Excel Western Cape Services

Homeloans

One of the differences about BondExcel is our people.

Our team are friendly, knowledgeable and passionate about finding the perfect Homeloan for each person and situation. We have Homeloans Specialist located across the Western Cape. Find the broker nearest you and give them a call to discover our easy, no fuss approach to getting you the best possible Homeloan.

1. Pre approvals: Simply use our bond calculator and enter your gross monthly household salary, insert your expenses and this in turn will give you the amount you qualify for as well as what the monthly repayment you can expect to pay. Click here to calculate today!

2. First Time buyers: Buying your first home is exciting. It can also seem complex and confusing dealing with financial and legal processes outside your experience. Whether your first home is a small bolthole that removes you from the rental treadmill, an investment property or a family home, we can help! With our professional advice and broad range of loan products, buying your first home has never been easier.

3. Home buyers: Looking to upgrade or downsize? Changing suburbs or towns? Whatever your reasons for buying a new home, we have the expert advice and range of loan products you need. We help you find the perfect loan to suit you and your situation. Mix and match the features that you need to make your life easy such as a mortgage readvance. Our experienced Homeloans Specialist, truly listen to what you want and take the hassle out of finding your ideal loan.

4. Re-advances: Refinancing is a powerful option for home owners to use the value of their property to assist with renovations etc. With various of refinancing options available, it pays to have an expert find the right loan to suit you and your needs.

5. Home Loans for Self-Employed: Are you a business owner, self-employed operator, subcontractor or company director who needs your Homeloans Specialist to understand financials and the complexity of these specialised lending requirements. Don’t get tied up by the impractical red tape involved with attempting to secure a Homeloan from various different banks. We help you achieve your goals by sourcing and negotiating on your behalf.

Bridging Finance

Access the profit of your sale faster

Bridging Finance allows you to access your home loan value or the sales proceeds of your home before the money becomes available through the traditional channels. It is designed to help you bridge the gap between what you need right now, and the money that will be available in a few weeks or months.

Bridging Finance

Building Loans

Build your dream home

Whether you’ve been through it all before, or it’s your first time entering this property market, we can help. Want to build your dream home or need to add a granny flat? A building loan gives you the finances you need to build, expand or revamp.

Insurance

BondAbility – Protecting your family

Who will take care of your Homeloan repayments when you no longer can? Make sure your family will not need to worry about losing their home at a time they are dealing with the emotional trauma of losing you due to death or an illness or injury that leaves you incapable of providing for them.

Homeowners Insurance

Tried and tested bank insurance products to cover your property and the buildings on your property.